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Community Development

2019 Down Payment Assistance Program Now Open!

ASSISTANCE AVAILABLE: up to $14,000 in grant funds is available to put towards the purchaser’s down payment. The program does not fund closing costs.


  1. Be a First-Time Homebuyer (cannot have owned a home during the 3 year period immediately prior to the purchase of a residence with HOME funding). This requirement will be waived for U.S. military veterans possessing a DD-214, verifying honorable service.
  2. Have a Total Household Income within the HUD Guidelines (see below):
    Household Of: 1 2 3 4 5 6 7 8 or more
    Maximum Income: $69,450 $79,400 $89,300 $99,200 $107,150 $115,100 $123,050 $130,950
  3. Occupy the property as a principal residence.
  4. Not enter into a contract of sale prior to being awarded a purchaser certificate from Suffolk County Community Development.
  5. Attend mortgage counseling at a HUD certified not-for-profit housing agency.
  6. Have at least a $3,000 in the bank at the time of application.
  7. Have a documented minimum annual household income of at least $30,000 and be able to obtain a mortgage.


Applicants must purchase a lead-based paint free home within the Suffolk County HOME Consortium area, which includes:

  • Town of East Hampton - and the Village of Sag Harbor.
  • Town of Huntington - the entire town.
  • Town of Riverhead - the entire town.
  • Town of Smithtown - and the Village of the Branch.
  • Town of Southampton - and the Villages of Sag Harbor, Southampton, Westhampton Beach and Westhampton Dunes.
  • Town of Southold - excluding incorporated villages.
  • Town of Shelter Island - excluding incorporated villages.

Please note that the Town of Islip, Town of Babylon, and the Town of Brookhaven are NOT part of the Suffolk County Consortium. Purchased properties cannot be located within these towns.

PROPERTY VALUE LIMIT: The maximum appraised value of a house cannot exceed $385,000 for existing housing or $421,000 for new construction.

ELIGIBLE HOUSING: Single family homes, condominiums, cooperative apartments (co-ops), newly constructed or already built. Prior to sale, any housing must be: (1) owner-occupied, (2) occupied by the purchaser as a tenant or (3) vacant.


The Following are Not Allowed:

  • Private Mortgages
  • Short Sales
  • Foreclosures or Bank Owned Properties
  • Non-Occupant Co-Borrowers/Co-Signers/Guarantors are not permitted
  • Private Mortgages
  • 100% financing
  • Interest Only Mortgages
  • Adjustable Rate Mortgages
  • “No Doc” Loans
  • No Income Check Loans
  • 80/20 Loans

Applications accepted on a first-come, first-served basis.

Applications are available as of August 19, 2019 and must be submitted by December 31, 2019.

Funding is limited.

Applications can also be downloaded from the Suffolk County web site at:

Suffolk County Community Development Office
PO Box 6100
H. Lee Dennison Building
100 Veterans Highway Hauppauge, NY 11788

Community Development Resources:

The Suffolk County Community Development Office, a unit within the Department of Economic Development and Planning, is specifically charged with developing projects designed to benefit persons of low and moderate incomes. Community Development is also charged with preventing or eliminating areas of slum or blight within our communities and assisting areas with urgent needs.

The Suffolk County Community Development Office administers these projects through the Suffolk County Community Development Consortium which includes 11 separate municipalities. Member communities include:

  • Town of East Hampton
  • Town of Riverhead
  • Town of Shelter Island
  • Town of Smithtown
  • Town of Southampton
  • Town of Southold
  • Village of Sag Harbor
  • Village of Southampton
  • Village of The Branch
  • Village of Westhampton Beach
  • Village of Westhampton Dunes

The Town of Huntington participates with the County in the HOME Investment Partnerships Program (HOME) only.

The activities of the Suffolk County Community Development Office are funded by the Federal Government through various programs administered by the U.S. Department of Housing and Urban Development (HUD).

HUD funding for the 2018 program Year is as follows:

Community Development Block Grant (CDBG) $1,207,904
HOME Investment Partnership Program $726,913
Emergency Solutions Grant (ESG) $262,918

Suffolk County receives federal entitlement funds under the Community Development Block Grant (CDBG) Program, the HOME Investment Partnerships (HOME) Program and the Emergency Shelter Grant Program (ESG). In connection with the receipt of those funds, Suffolk County is required to submit a 5 Year Consolidated Plan to the U.S. Department of Housing and Urban Development. A key component of the 5 Year Consolidated Plan is public comment and input.

The Consolidated Plan for Suffolk County, New York, represents a new 5 year plan covering the program years from 2015 to 2019, consolidating the CDBG, HOME and ESG entitlement funding into one submission. It has been prepared in accordance with 24CFR Part 91.

As a requirement of receiving Federal funds, Suffolk County has recently completed the final draft of its Analysis to Impediment to Fair Housing Choice (AI). The goal of this analysis is to identify a process to affirmatively further fair housing through an examination of the fair housing delivery system, housing transactions and housing patterns.

Suffolk County Government

H. Lee Dennison Bldg

100 Veterans Memorial Hwy
P.O. Box 6100
Hauppauge, NY 11788

Riverhead County Center

County Road 51
Riverhead, NY 11901